“Too many people spend money they haven't earned, to buy things they don't want, to impress people that they don't like.”
― Will Rogers
Course Rationale/Overview
The goal of Personal Finance is to help students to become financially responsible, conscientious members of society. To reach that end, this course develops students understanding and skills in such areas as money management, budgeting, financial goal attainment, the wise use of credit, insurance, investments, and consumer rights and responsibilities. This course will give students the tools and resources needed to make wise financial decisions. Students will analyze their personal financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned to financial situations encountered later in life. |
During this activity we learned how to complete an online budget. This budget allowed us to have different categories to separate our money into and complete a zero-based budget.
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Course Description
Personal Finance is a one-semester course designed to help students understand the impact of individual choices on occupational goals and future earnings potential. Students will experience real world scenarios and use strategies covered in the course to help them make sound financial decisions. Students will design personal and household budgets; simulate use of checking and saving accounts; demonstrate knowledge of finance, debt, and credit management; evaluate and understand insurance and taxes. This course will provide a foundational understanding for making informed personal financial decisions. |